With our unique mortgage options, you can own the home you love now. Our underwriting approach may allow you to qualify for more financing than traditional lenders offer. We offer flexible down payments ranging from (3% on loans for less than $417,000) 5%, jumbo loans.
A jumbo loan is a type of mortgage with a loan amount that is higher than conforming mortgage loan limits. Jumbo loans are any mortgage loans above $417,000 and are slightly harder to qualify for than conforming loans. To qualify for a jumbo loan your credit score must be a 660 or higher and the loan to value should be 80% - meaning if you're buying a home and taking a jumbo loan, you have to put down 20% of the purchase price. Although we do offer jumbo loans for as little as 5% down, the better pricing is found with a 20% down payment.
