Loan Application Checklist

In general, the documentation you will need includes:
Property Information (if you already have a contract on a house)
Purchase Contract.
 

Income & Assets
Most Recent Pay stub
 
For the past two years:
W-2s
Statements for each bank, mutual fund, and/or investment account, most recent month, All Pages
  If you have made any large deposits to your accounts:

Explanation and source for deposit.

If large deposit was a gift:
 

Signed gift letter (lender can supply).

Copy of gift check.

Copy of deposit receipt.
If you own more than 25% of a business:

Corporate or partnership tax returns.
If self-employed:

Tax returns for the last two years (with AM schedules).
If you own rental property:

Tax returns for the last two years and current rental agreements.
If you are retired:

Pension Award Letter.
If you receive Social Security:

Social Security Award Letter.
If you are counting child support as income:

Copy of divorce settlement.

Copy of twelve months of cancelled child support checks.

VA Loans
Copy of DD Form 214, Report of Separation.

Personal
Drivers License and Social Security card
If applicable, a copy of your divorce decree.
If you are not a citizen, a copy of the front and back of your green card.