A division of Innovative Mortgage
Serving All of Florida
We have been providing our clients with personalized
top notch service and great rates for over 25 years.
Public Service Message: File your Homestead Exemption on time!!
Pinellas County: Click Here
Pasco County: Click Here
Hillsborough County: Click Here
For additional counties please google "Property Appraiser Exemptions (add county name)"
Ruth Schoenherr: Put a "T" before Ruth for your Mortgage "Truth". Contact us now!
Individual Approach
Qualified Lenders
Consistent Communication
Experience
When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too.
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Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We are committed to timely communication throughout the entire process. It's our sincere intension to treat you so well that you will call us again.
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If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly, and in many cases reduce your outgoing expenses at the same time.
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Before you begin to shop for a new home, you should set aside some time with me so we can figure out how much you can afford. This will put you in a better position as a buyer.
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Financing a condo, especially in Florida can sometimes be tricky. There are lending rules in place that do not apply to other home types. We have an array of lenders and can offer more liberal guidelines than other lenders.
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Ruth is one of those unique individuals who makes you feel like you are her only client. She is knowledgeable and she gets things done. If you would like amazing rates, personal attention and care, Ruth is the person to call. In the industry finding people with her level of integrity is so rare and greatly appreciated.
Ruth is a rock star! I always knew this, but upon my first chance to work with her I was blown away! We had a messy situation and I just dumped it all on Ruth and asked her to please help me pull everything together in an aggressive (if not totally unrealistic) timeframe.
I was highly impressed with Ruth when she handled my mortgage. Ruth is very knowledgeable and made the whole loan process go smoothly. Ruth exceeded my expectations and I cannot be happier! If you are considering the purchase or refinancing of a home, you need to call Ruth.
Ruth Schoenheer will position you to potentially increase your buying power and provide you with the best loan option.
Ruth Schoenherr NMLS 336647 Innovative Mortgage NMLS 250769